It’s Christmas once again and, as usual, it’s time to celebrate. A global holiday to celebrate the birth of Christ, the July season in Nigeria is associated with rising costs of goods and services.
More than a holiday, Christmas is a time for families to get together, which means expensive plane tickets.
It is also time to upgrade old gadgets. Some people renovate their homes and refurbish or change their furniture. And then there’s the menu.
Christmas is all about food. A lot The habit of exchanging food with neighbors is what is most awaited at this time.
However, there is one problem: ‘Sapa’ season in Nigeria, and some say worldwide.
Sapa is a Nigerian street slang word used to denote a broken or poor state, usually after spending too much.
If you join the Sapa brigade, how are you sailing this season?
Below are some tips to guide you.
Set a budget and stick to it
Before making any expenses during this period, make sure you have a budget. Having a budget helps you streamline your spending and eliminate unnecessary items.
The amount will depend on how much you set aside for the vacation.
Also, as you shop, be disciplined enough to spend within your limit. If you’re tied up, impulse spending shouldn’t be your thing.
As a tip, consider starting your budget for next year’s holidays after Christmas. Starting your savings journey early will give you a budget to spend in December instead of hoarding it.
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Visit friends and neighbors
It may not seem obvious, but visiting friends and neighbors is one way to avoid guests.
We understand that the holidays are meant to be merry, and with that comes stocking your home with food and drink. When you can’t host guests, dress up and pay a visit to your loved ones, including co-workers or church members.
Sapa is the way.
Avoid family trips
Of course, the festival is a time of the year when families see each other, but what do you do with your socks on?
At some point, you realize that travel is going to put a dent in your budget; the best thing is to avoid this expense and have a better next year.
After all, so much has been said about the townspeople and their ways.
Recycle old decorations
What’s Christmas without trees, twinkling lights and other decorations? While you’re trying to set the mood for the season, see if you can reuse last year’s decorations you’ve saved.
If it’s not broken, don’t try to replace it. Not so as the saying goes, but you get the point; although trying to be as simple as possible.
Check it out
We understand that your neighbors have tied up a goat or are renovating their apartment, but no, you don’t need to take action. Keep your mind focused on celebrating within your budget.
Not caring what others do and not feeling bad is a sure way to avoid getting into a debt burden.
Download your menu
The main thing about Christmas is the food. You may want to cut back on all the cooking to fit your budget.
Bonus tip: Be honest with yourself
Admitting that you’re hitting the sack is one way to navigate this season. It is not a crime. It can happen to anyone.
Also, all over the world, many people are holding small celebrations due to tight finances. However, you can start planning to put together next year’s festival.
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